What is a payday loan?

A Payday loan or payday advance is a fast  and confidential way to get a cash advance
until your next payday.

What do I need to qualify?

It's easy to qualify for a loan from Zip Cash.

You will need:

• Income of at least $200.00 per month.
• An open and active checking account (account must be open for at least 30 days with 7 good transactions)
• A working home phone and/or cell phone.
• A current address verification such as a phone bill or utility bill.
• A valid picture I.D. such as a driver's license or a Texas I.D.
• Your Social Security card.

I only receive Social Security/retirement; can I still be approved for a loan?

Absolutely! Even though you do not receive a regular paycheck, you should have received an awards letter at the beginning of the year stating how much you receive per month. Bring that document plus the other required documents listed above and we can still process your loan.

How do you determine the amount of my loan?

Our loans are from $50 - $1000 in increments of $50. Within this range you may qualify for a specific amount based on you current income, your banking history, and other pertinent information.

Is my payday advance secure and confidential?

Of course! Your application is private and all information is confidential and protected under our company's privacy policy.

How long will it take to apply for the loan?

When you come into our store with all the above information, one of our friendly and professional staff will input your information. They will tell you if your application has been approved and for how much. Remember, that is why we are called Zip Cash, where you can Zip in and Zip out!